THATS IT!

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menorca

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Post by menorca » Sat Feb 01, 2014 10:54 pm
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Last payment from my bank account today..5 years have gone so fast..and have been hard some times but the alternative doesn't bear thinking about!To those of you who are starting out on this journey..stick with it.I'm not saying it is easy because it isn't.But this site is invaluable for information and assistance by experts and more importantly for those people who are going through the IVA process.What have I learnt...never be in debt again! Best of luck to all of you irrespective at what stage you are at in your IVA.You are not alone..and sites like this are invaluable.
I'm just about to open a 2nd bottle of wine with my wife to cerebrate...and I will continue to check into this site in the future.
Cheers....and again all of the very best!
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Little miss trouble

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Post by Little miss trouble » Sat Feb 01, 2014 11:57 pm
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Great news! Celebrate in style. Onwards and upwards x
5 years done and dusted. Certificate received.
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Sharon.10

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Post by Sharon.10 » Sun Feb 02, 2014 1:40 am
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Well done menorca.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
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Adam Davies

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Post by Adam Davies » Sun Feb 02, 2014 5:09 am
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Hi

Great post and well done

Will be interesting to see how long it takes for you to receive your completion certificate

Regards
Andam Davies
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luluj

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Post by luluj » Sun Feb 02, 2014 5:16 am
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Well done on getting to the end of your IVA ....hopefully the closure process will not take too long now...enjoy your debt free life.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Foggy

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Post by Foggy » Sun Feb 02, 2014 10:23 am
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Great news Menorca -- and a great start to 2014 .. onward and upward :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Robbieboy

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Post by Robbieboy » Sun Feb 02, 2014 11:51 am
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Thanks for your brilliant post, I have just completed my first year with no problems so far - long may that last - good luck and well done x
I know I am a good person, I just need to start believing it

See my blog - Life was a misery until now
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Christabelle_sparkle

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Post by Christabelle_sparkle » Sun Feb 02, 2014 8:53 pm
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Well done Menorca!!!
I sooo hope this is my husband and I at the end of this year. That will be a new year's eve to celebrate!
All the best
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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menorca

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Post by menorca » Tue Feb 04, 2014 12:08 am
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Many thanks for all of your replies...all the very best to each and every one of you!
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MelanieGiles

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Post by MelanieGiles » Tue Feb 04, 2014 12:39 am
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Great news to see the last payment down, and hopefully your case can be closed now as soon as possible.
Regards, Melanie Giles, Insolvency Practitioner
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footiemad

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Post by footiemad » Tue Feb 04, 2014 8:32 am
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Excellent news Menorca, congratulations and good luck x
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stirling

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Post by stirling » Tue Feb 04, 2014 9:52 am
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Well done Menorca, and like you say time flies by, but it's not been easy. I have two payments to go so will be joining you shortly with that vino.
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Helpless121

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Post by Helpless121 » Tue Feb 04, 2014 2:07 pm
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It sure is a great feeling. My last payment was in December and since then, its been great to have a little extra to put aside. Just waiting for final review and CC and hopefully my name dropping of the IR soon and then I will celebrate. As you say theres been some hard times too in my own 5 years but at least for you, me and others, its almost over. [:)] All the best for the future.
IVA completed!!! Looking forward to getting my life back! Stay positive and you'll get there in the end.
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Struzzo39

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Post by Struzzo39 » Tue Feb 04, 2014 2:08 pm
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Fantastic :) Heres hoping that me and my Husband. This time next year
Steven & Debbie
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craigiewicked1

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Post by craigiewicked1 » Wed Feb 05, 2014 8:17 am
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congrats, ours ended last month and its a great feeling. enjoy your debt free life as we will x
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