Kyla, if your only problem is with the IP you chose, then change. It's not too late.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Kyla.
I do feel for you. You are having to do quite a lot of hanging around. If you are truly not happy then it is not too late. Get on the phone first thing tomorrow and try some different companies and keep trying until you find one that you feel comfortable with.
The whole bankruptcy and hiding income thing would not be a good move (you know this!) The OR would always be one step ahead!
Just take a few deep breaths and commit yourself to starting over tomorrow.
Kyla -- I look at it this way -- after years of worry and stress about debts, I wouldn't want more years of worry and stress about whether I was going to be caught out or not.
Believe me, these skeletons DO have a way of finding their own ways out of their cupboards.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
right after my paddy shall we say yesterday lol i have spoken to blair endersby/baines and ernst and yes it is true they are passing iva's over to grant thornton but nothing will change or be held up it is simply the amount of people they have going for iva's that they cant cope i am to keep sending them my paperwork etc until im told other wise but payments etc will stay the same and my prposal will be here firast thing friday so im sure i will be back to have a rant about that, but any how i have put my dummy back in and wont be going for bankrupcy thanks again everyone for keeping my feet on the ground and stopping me going insane [:D]
I'm pleased to see that you are more positive today Kyla and that you're going to get your IVA proposal back on track. If there is anything in the proposal that you're not sure about then come on here and someone will be able to help.
Glad we were able to help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Kyla - Im just catching up on all of this, Im so sorry you have had so long to wait, it must feel so frustrating. But Im sure you & I & all BE customers transferring are going to be in good hands with Grant Thornton.
Keep your chin up hun & please keep on letting us know how you are getting on x
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
It does us all good to let off steam!! And nothing is better for that than a good old foot stomping paddy!! I hope the proposal is alright for you...let us know how it looks xx
after callind blair endersby on thursday last week and telling them i know its all being passed over to grant thornton my IP told me my proposal should be with me the very next day but guess what still NO proposal but they havent taken 2nd payment either so still waiting......
