The creditors keep on callin'...

5 posts Page 1 of 1
Post Reply
 
 

cherrypink

User avatar
Posts: 83
Joined: Thu Jun 26, 2008 9:00 pm
Location:
Post by cherrypink » Tue Jul 08, 2008 9:38 pm
Quote
Which I know they have to do, but is there a time frame to which they have to stick to? I am getting calls from 7am - 11.30pm everyday (always HFC who I am late paying £40 to). [V]
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Tue Jul 08, 2008 9:42 pm
Quote
Personally I did not answer the phone before 9am or after 7om - family and friends would ring twice then stop, then ring again straight away so you knew it was them!

Tell the creditors your'e in an IVA or in the process and therefore all communication will be dealt with via your IP.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

size5

User avatar
Industry Expert
Posts: 3104
Joined: Fri Nov 23, 2007 7:22 pm
Post by size5 » Tue Jul 08, 2008 9:59 pm
Quote
I have a detailed file and guidelines on this subject in the office, but as I am at home I won't post specifically on this now. I will try and post some pertinent points from the horses mouth (OFT ) as it were when I have some time tomorrow.

Bottom line though is that there is a limit which shouldn't be exceeded.

Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself

Follow my tweets at http://twitter.com/debtmastersize5
Top
 
 

cherrypink

User avatar
Posts: 83
Joined: Thu Jun 26, 2008 9:00 pm
Location:
Post by cherrypink » Tue Jul 08, 2008 10:37 pm
Quote
Thanks :)

I have told all of them that I am in a process of an IVA I just figured the may be some guidelines so I didn't get woken up at night :)
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Tue Jul 08, 2008 11:03 pm
Quote
I am sure they should not be calling you either that early or that late.

Ours always started just after 8 in the morning and we never had anything after 9 at night.

HFC are a pain - they keep calling my daughter to try and get her to take out a loan. I usually give them sort shrift if I speak to them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
Post Reply
5 posts Page 1 of 1
Return to “postings for july”