They think it's all over...

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sunkendrailer

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Post by sunkendrailer » Thu Jul 19, 2012 2:50 pm
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...it is now!
Thrilled to report that this morning I received my completion certificate and final chairman's report from my full and final on my IVA.
This means that I am for the first time in 18 years, completely free of debt (apart from my phone bill LOL)....
Can't stress enough how excited I am for the future.
I'm starting an Open University degree in October and am looking ahead with renewed optimism.
From the depths of despair just two years ago to where I am at now has been a remarkable journey, helped so much by all you guys on here and, of course, the wonderful Melanie Giles and her team.
I am really proud to have a completion certificate. It was like opening my school exam results all over again today when it dropped through the door.
Onwards and upwards, and to anyone who is just starting out on the journey, my advice is, stick with it and stick with us.
This place offers such magnificent support and the long journey to debt freedom is well worth it and all the easier with the support from this forum.
Now debt free after F&F in July 2012.
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Heretoday

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Post by Heretoday » Thu Jul 19, 2012 2:55 pm
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That is Brilliant news :)
7 years after starting an IVA I finally received a completion certificate from ClearDebt
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ames1

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Post by ames1 » Thu Jul 19, 2012 3:00 pm
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Congratulations!!!!! Just waiting for my completion certificate and I will be full of the same joys :-) :-)
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Niobe

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Post by Niobe » Thu Jul 19, 2012 3:10 pm
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Congratulations!!
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GilliB

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Post by GilliB » Thu Jul 19, 2012 4:17 pm
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Hey, Hey Sunkendrailer - Congratulations!! What a wonderful post - makes me almost feel like a proud 'Mom' hear your news!! x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
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MelanieGiles

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Post by MelanieGiles » Thu Jul 19, 2012 10:39 pm
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We must be one of the few professions where it is genuinely nice to say goodbye to a client. My very best wishes for your debt-free future!
Regards, Melanie Giles, Insolvency Practitioner
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Gina.gu

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Post by Gina.gu » Thu Jul 19, 2012 11:06 pm
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Brilliant news. Congrats :) enjoy your new debt free life . Best wishes for the future!
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sunkendrailer

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Post by sunkendrailer » Thu Jul 19, 2012 11:23 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

We must be one of the few professions where it is genuinely nice to say goodbye to a client. My very best wishes for your debt-free future!
Not quite goodbye Mel...we still have the Cardiff cricket match!!
We are looking at tickets at the moment.
Now debt free after F&F in July 2012.
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MelanieGiles

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Post by MelanieGiles » Thu Jul 19, 2012 11:27 pm
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Of course I meant "Au Revoir" - we will catch up in Cardiff for that glass of Pimms!
Regards, Melanie Giles, Insolvency Practitioner
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sunkendrailer

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Post by sunkendrailer » Thu Jul 19, 2012 11:31 pm
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Definitely....and I told you the weather would improve...Think I should be the next John Kettley! :)
Now debt free after F&F in July 2012.
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