I know what you mean. My little brain cells worked overtime trying to store as much info as I possibly could!
IVA was always the first and (hopefully) final option for us too!
59 months is better than 60!!
Welcome from me as well Timmy, glad you found the right solution!
Please do tell who you are with - it's good to see posts about different IP companies and people's experiences with them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Kallis3, thanks for the welcome! My partner and I went through Debt Free Direct, i did a bit of research before and they seemed to have good reviews. From the first phone call on a rainy night in March through to now they have been very good. One thing i liked was the fact they send a courier to collect your paper work and make sure they have everything which i think helped speed up the process a bit.
I now have this page book marked so will be on here most days.
DFD have a good reputation and we ho have a poster from there on here so he'll be able to help you with any questions.
I'm afraid I post from laptop at home and my HTC at work - during the night my phone and computer are firmly switched off!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Timmy - welcome to the forum from me too, DFD do come highly recommended so your in goods hands & this forum is brilliant for support through a IVA journey - let us know hoe you get on.
And welcome from me too, to anyone Ive not come across yet!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
Hi All and welcome Timmy from me aswell. As the guys have mentioned, please dont hesitate to contact me if you do have any queries Timmy. Im on hand to help in any way i can.
Welcome Timmy,
There is always someone around who will answer any questions you may, which is the brilliant thing about the forum, we dont all know the answers to every question but most of us know a little bit and we are all in the same boat, it is fantastic to have a non judgemental friendly place to come to.
I wish I had been as organised as you and did research before we went into ours, we just took the first company that offered us a glimmer of light although I haven't had any real problems with the company I am with, I get a little paranoid regarding the amount of people that do have problems with them. [:D]
If life is what you make it, I must have been in a strange mood when I made mine
Same here Pandy - we were just going to swap DMP companies but were then offered an IVA.
Thankfully everything is running smoothly at the moment so no regrets with the company but in hindsight I'd have done a lot more research before choosing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk