Things you can't do.....

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antm

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Post by antm » Mon Jul 25, 2011 9:54 pm
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while in an IVA. Im all in favour of my IVA so im not bad mouthing my IVA or IP or any if the process. Just sometimes when you think of simple things you just can't do because your in an iva. Im not talking big things like buy a house, the little things.

I will start the ball rolling, for me its cycle to work. I have a bike, but its expensive so can't use that for work. Every few months i think i would like to cycle to work but need £400 - £500 for a proper road bike, work doesn't do cycle to work scheme so no go there, but i never have the cash to get a bike, i know in the long run i would save £70 a month on petrol if i could bike, means i could pay more into my iva for 9 months of the year but its now the end, and something i never got round to, maybe in 8 months time.

So anything for you guys??
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Foggy

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Post by Foggy » Mon Jul 25, 2011 10:16 pm
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Hire a car from the local hire centre (sometimes need to get a larger vehicle to ferry visiting family round --- or get a van to move stuff). Centre require CC details - apparently a debit card isn't acceptable.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lydon

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Post by Lydon » Thu Jul 28, 2011 4:49 pm
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Foggy wrote:

Hire a car from the local hire centre (sometimes need to get a larger vehicle to ferry visiting family round --- or get a van to move stuff). Centre require CC details - apparently a debit card isn't acceptable.
I needed to hire a van recently, so I used Connect by Hertz. I was accepted with no problems at all, and all I have is my Co-op debit card.
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Foggy

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Post by Foggy » Thu Jul 28, 2011 5:34 pm
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Cool Lydon, I think we have a hertz nearby. Cheers
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shining

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Post by Shining » Thu Jul 28, 2011 6:01 pm
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Buy an ipad!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Foggy

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Post by Foggy » Thu Jul 28, 2011 6:33 pm
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I bought the missus an i-ron last year -- didn't go down well !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Shining

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Post by Shining » Thu Jul 28, 2011 6:48 pm
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foggy! Wouldn't go down too well with me either lol, now an ipad would do me nicely x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Fri Jul 29, 2011 11:56 am
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Go on a nice exotic holiday!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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MrsKnight

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Post by MrsKnight » Fri Jul 29, 2011 5:27 pm
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Buy a myself a laptop & get up to date with technology!

We also want a nice TV instead of the giant dinosaur in the corner that I cant move to dust round the back! In fact it takes 3 people to move it!

Holiday would be fab too x
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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dontlookback

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Post by dontlookback » Sat Jul 30, 2011 9:31 pm
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do a normal weekly shop,
its a long lane that has no turning
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Julie

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Post by Julie » Sat Jul 30, 2011 9:42 pm
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Great post and interesting to hear the honest answers.

For me, it was (and still is) annoying at the cost of leasing a reliable car for hubby.
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liverpig

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Post by liverpig » Thu Aug 04, 2011 7:21 pm
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Get deeper into debt!
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kallis3

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Post by kallis3 » Thu Aug 04, 2011 7:24 pm
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I will spend what I can, within my means. I'll be pretty close to retirement then so won't have much money to play around with.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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marksam1

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Post by marksam1 » Sun Aug 07, 2011 2:05 am
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pay a years green fees at golf club
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MRBLUESKY

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Post by MRBLUESKY » Sun Aug 07, 2011 4:21 am
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50" 3D TV.
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