There are several companies who post on here who come highly recommended. You can find their details under the experts link on the left hand side of the page here.
Or you can visit www.iva.com where you can reviews of these companies, and others.
All these companies will explain all the options open to you and advise as to the best way forward for your circumstances.
Make sure you are totally happy with the company you choose as 5 years is a long time if you make a mistake.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Make sure you talk to a few companies. They will all be keen to take you on but you have to work with them for several years so try and find one you feel comfortable with. Keep posting if you have any queries because we are all in or have been in the same boat.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.