Hey Stu, a big welcome from me too. It's interesting to read about your 6 year IVA and how your IP made you think that they were a rarety. Perhaps they were when you took our your IVA, not sure, but I have just had mine approved and if it wasn't for darling Northern Rock requesting a 6 year for us, then with our voting, we have most certainly been rejected! (Not often you hear a good comment like that about NR is it [}:)]) So really they were our saving grace, although I wish they weren't as easy with their lending in the first place!
You and Mrs Stu are certainly amongst friends on the forum, we are one huge family from all walks of life, but all with one very important thing in common. We all draw massive amounts of strength from each other and there is always someone to have a rant to day and night if you need it.
So, keep on posting and join in the fun. We do have a giggle, the more the merrier, aye guys?
Hugs [;)]
Kazzy x
