Hi there and welcome to the forum
It is strange, if not dangerous, to put forward and IVA on the basis of an ability to borrow money in the future. Did you have a loan offer when this was first presented?
I am not sure what IVA suspended actually means on a credit file, but one of my clients complained of this the other day. If "Storm" is about could you throw any light on this please?
If the money cannot be raised, your IP will have to put a variation forward for you, but this could result in creditors asking for the property to be sold. As you would have been funding higher outgoings once the anticipated loan was put into place, could you afford to pay monthly contributions into a new IVA?
Regards, Melanie Giles, Insolvency Practitioner