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ashb
Posts: 248 Joined: Mon Jun 22, 2009 1:47 pm
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I have just completed. Should I now discard all the paperwork I have collected over the IVA process and duration
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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No -- pop it in a box and keep it in the loft, or somesuch place. You never know when you might need it !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
lifenoteasy
Posts: 3248 Joined: Thu Feb 05, 2015 2:26 pm
Location: United Kingdom
Keep - unfortunately.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
relieved33
Posts: 1166 Joined: Mon May 18, 2009 7:22 pm
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I wanted to burn but seeing comments on here about issues getting duplicates, I am keeping!
Adam Davies
Posts: 14596 Joined: Thu Mar 29, 2007 12:21 pm
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Hi
Keep it
I still have my completion certificate nearly ten years after the event
Regards
Andam Davies
MrsR
Posts: 1201 Joined: Mon Oct 31, 2011 9:30 pm
Location: United Kingdom
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by
MrsR » Thu Apr 16, 2015 11:34 am
Always keep very important paperwork !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
I have all my paperwork from the first communication with Dfd in 2007 to my completion certificate ... no way will i get rid of it ..it is there just in case .. but also acts as a great reminder of how not to live life!
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
Lisa Thomas
Industry Expert
Posts: 7759 Joined: Wed Dec 03, 2014 10:26 am
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Pandy
Posts: 1987 Joined: Tue Jun 08, 2010 5:49 pm
Location: United Kingdom
for how long, I don't like the idea of my children going through my stuff when I am dead and finding out about it all lol.
Is 10 years long enough 20....30..?
If life is what you make it, I must have been in a strange mood when I made mine
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Around 7 years is the usual time to retain financial documents.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
ashb
Posts: 248 Joined: Mon Jun 22, 2009 1:47 pm
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I was NOT talking about throwing the CC away but all the documents saved in the last six years, why would anyone want to be reminded of the nightmare
linrog
Posts: 305 Joined: Sat Oct 04, 2014 7:16 pm
Location: United Kingdom
you dont know whats round the corner box them away put them in the attic one never knows
full final paid over 29/2/16 cc arrived 12/4/16 its all over
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Make copies and have a ritual burning of those !!!!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
ashb
Posts: 248 Joined: Mon Jun 22, 2009 1:47 pm
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Thanks all but I don't think you have really understood the question and you haven't given me any real reason to keep them. Bonfire tomorrow then
relieved33
Posts: 1166 Joined: Mon May 18, 2009 7:22 pm
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Seriously reconsider. I think that at least the original proposal and final reports should be kept. If not kept perhaps capture an image?