Hi Helen, we had too many problems with this IVA firm, we are now going to fail, and one of the experts on here is looking at my details to see if we could possibly start a new IVA, it is a gamble,but we have had so many problems, we did do a new in/ex and tehy put forward a variation meeting, but the letter they put forward did not explain our circumstances at all, and it failed, after i talked to my IP if just said accept or fail, i have more important clients,after nine mths of paying them, he did not know me and had not seen or read any emails or letter's i sent him, so we are in no mans land at the moment, and putting our payments away for emergencys. My husband and i had now worked out a good budget, that works, just hope we get a second chance, if not will go through our crditors our selves with a dmp or something as we do not want to go BR, it would be the easiest route,but we are getting older and would not be able to get back on the housing ladder, ive just moved into the fifties ladder, the very first rung.
Last edited by
moneypenny on Fri Mar 26, 2010 9:11 pm, edited 1 time in total.
light at the end of the tunnel
