Hi Caraf
I was like that this time last year, I dreaded the post and so many times I would burst into tears with what they said but please dont worry, all the scary words are in bold and bigger letters, right??? And all you can see when you look at it is COURT, COUNTY COURT JUDGEMENT, SERIOUSLY AFFECT YOUR RATING, with the odd, may, and and the. It does the trick, it scares you, makes you feel bad and you end up having a bad day.
However, you are doing all you can, you cant give them what they dont have, no they do not understand, they want their money and try to scare you into paying it. You are brave enough to face up to your problem but its no easy ride. They make you feel really bad about yourself but do not let them, be proud of what you have done about it, many will still be burying their heads in the sand. Although it wont feel like it you are on your way to a better, more honest future. My house looked like an explosion in a nasty letter factory, I became immune to threats, I changed my phone number so they couldnt keep calling me. You have people on your side, willing to listen and understand only too well what youre going through.
There is an answer to every problem, you just have to hang on in there, it will get better and you will feel better soon, I promise.
Take care of yourself, please.
lily
Last edited by
lily on Sat Dec 15, 2007 9:56 pm, edited 1 time in total.
lily