Get expert opinion. This is the place for new questions to be posted.
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mumsy17
- Posts: 56
- Joined: Fri Aug 03, 2012 10:31 am
- Location: United Kingdom
thanks everyone, I hope we get it within the 14 days they said to.
IVA CC received 6th Sept 2012
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Gina.gu
- Posts: 688
- Joined: Sat Feb 05, 2011 1:52 pm
Great news

hope it comes quickly
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
Hope it arrives very soon. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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KM1512
- Posts: 392
- Joined: Fri Jun 15, 2012 2:05 am
- Location: United Kingdom
Great news mumsy and I hope it arrives soon - good luck
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mumsy17
- Posts: 56
- Joined: Fri Aug 03, 2012 10:31 am
- Location: United Kingdom
Oh Happy day, closure certificate came this morning from DFD!!! It's finally all over [:D]
Big thanks to everyone who gave me advice, I would still be waiting for my cc now if I hadn't found this forum.
IVA CC received 6th Sept 2012
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Pandy
- Posts: 1987
- Joined: Tue Jun 08, 2010 5:49 pm
- Location: United Kingdom
fasntastic news, enjoy your debt freedomness [:D]
If life is what you make it, I must have been in a strange mood when I made mine
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mumsy17
- Posts: 56
- Joined: Fri Aug 03, 2012 10:31 am
- Location: United Kingdom
think I'll have a celebratory glass of wine this weekend [:)]
IVA CC received 6th Sept 2012
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artemischild
- Posts: 852
- Joined: Tue Jun 01, 2010 11:04 am
- Location: United Kingdom
Great news! glad to see their is finally some movement!
Mines now being 'finalised' (again) and hoping to have mine soon...still unable to get a time frame from them tho!
Got a nice bottle of vueve clicquot sat in the fridge awaiting CC day [:O]
Arty
IVA completion and certificate received 08/10/2012!!!
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mumsy17
- Posts: 56
- Joined: Fri Aug 03, 2012 10:31 am
- Location: United Kingdom
Hang on in there Arty, DFD seem to be making a move with sending out cc's now so before you know it you'll be opening that bottle.
IVA CC received 6th Sept 2012
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orchid5
- Posts: 1814
- Joined: Sat Jul 05, 2008 2:37 pm
- Location: United Kingdom
Well done and congratulations of your receipt of your CC Mumsy, fantastic news.
Arty hopefully yours won't be too much longer and you too can then celebrate.
I've not got any communication from DFD regarding the fact that i'd paid my last payment on the 26th Aug, fingers crossed that i will have something very soon acknowledging it!
Once again many congratulations and best wishes for your now debt free future Mumsy and enjoy your tipple, good luck. xxxxxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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mumsy17
- Posts: 56
- Joined: Fri Aug 03, 2012 10:31 am
- Location: United Kingdom
thanks Orchid, I didn't receive anything from DFD confirming I'd made my last payment. First contact I had from them after my final payment in March was when they wrote to me about the VAT issue, doubt I would've heard from them otherwise. Hope you receive your cc soon but keep chasing them, good luck xx
IVA CC received 6th Sept 2012
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mumsy17
- Posts: 56
- Joined: Fri Aug 03, 2012 10:31 am
- Location: United Kingdom
Have to say thanks to Judith at DFD who pushed my IVA along to the completions team, and to Laura in the supervisory team who kept me informed after it was out of Judith's hands, thanks to you both for your help.
Last edited by
mumsy17 on Thu Sep 06, 2012 3:03 pm, edited 1 time in total.
IVA CC received 6th Sept 2012
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orchid5
- Posts: 1814
- Joined: Sat Jul 05, 2008 2:37 pm
- Location: United Kingdom
I will once i know that EIF have finished their job, should be all done and dusted re PPI by the end of the month so October looks like a month full of communication skills lol, however i think being realistic it will be December time when i get it, if i get it any earlier than then, that for me is a brucy. Declan if you are visiting once again many thanks for all your hard work and especially for last year that i won't forget. x
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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artemischild
- Posts: 852
- Joined: Tue Jun 01, 2010 11:04 am
- Location: United Kingdom
Hay Orchid, bit of advice is to ring EiF all the time, they sat on my ppi claim for ages, 2 creditors were attempting to offset very small amounts of money, instead of EiF challenging this they said DFD had to make a judgement, I was initially told back in July it was fine and they wouldn't challenge the amounts, this week I was told its still on going and there would have to be another meeting with Judith and my ip to allow it to be written off! (meeting should have been yesterday but was cancelled and is now tomorrow!!!)
However as all this was going on EiF did nothing despite me making a formal complaint with them and being promised they would chase up DFD to make a decision......they didn't!!
Judith has started to give me a little more confidence in DFD again but it's a long way from how I used to feel about them, as many have commentated within the last 12 months their customer service has gotten worse and worse, no one answers the phone (I called 8 times yesterday for the usual 7 minutes of wait music to then be cut off!!!) I will be very glad when I can formally end my relationship with DFD!
Arty
IVA completion and certificate received 08/10/2012!!!
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mumsy17
- Posts: 56
- Joined: Fri Aug 03, 2012 10:31 am
- Location: United Kingdom
and it just keeps getting better, just checked the insolvancy register now and we're no longer on it [:D] that was very quick, but with a little prompting by me of course.
IVA CC received 6th Sept 2012