told that I should take my daughter out of college

[JuliaE]

Is a case manager the same as an IP?

[MelanieGiles]

No - but I don't want to mention names on this site. If you want to e-mail me to my website - I can confirm the person you need to speak to.

[JuliaE]

Hi just emailed you, hope Ive sent to the right address. After recalculating my I and E I have an extra 100 pounds or so to add to the IVA do you think that would be a start as 1000 will kill me.. I have emailed I and E to supervisor. Did I say that before?? I think Im going mad.

[Soulgrowth]

Hi Julia ... it makes you feel like that sometimes, the whole journey does your head in, I feel mentally and emotionally exhausted at times ... but hang on in there, it will all turn out ok.

Debbie x

[JuliaE]

Thanks Debbie, its good to know im not the only one.

[JuliaE]

After two years in the IVA, I actually felt like I was getting somewhere until now, I feel like I am at square one as there is no way I can pay 1000 pounds from the 320 I was paying.

[angela18]

Hi JuliaE, I feel like I am going around in circles at times, and I am sure I'm asking the same question over again, but thats what worry does to you!! Hang on in there, I am, for a better future. Hopefully we can look back in 6 years time and be better people for this experience[:)]

[JuliaE]

Thanks angela18. Being debtfree seems a lifetime away. I f only I knew then what I know now eh.. My aim now is to make sure my daughter never ever gets any credit, student loan, if she doesnt have it shell have to save.

[angela18]

well we've told our daughter and hopefully she can learn from this. we've put her on a budget as well giving her pocket money, so she knows that when thats gone its gone. Hopefully this will put her in good stead for the future, don't ever want her to go through what we are at moment. Hopefully if its all accepted, we will be onwards and upwards [:)]

[JuliaE]

At least its taught us to make sure our children are a responsible with money....I hope
Hi Melanie I thnk I sent my email address to the wrong place any its **thanks

**HI,
Its not a good idea to post your email adddress.. will probably attract spam. Deleted by admin.

[JuliaE]

How long can they extend an IVA?

[MelanieGiles]

There are no formal time limits - but it is only generally realistic to extend by up to one year.

[JuliaE]

Thanks Melanie for your help.I have emailed you and feel more confident now that you have helped me.
I run up the debt and wish to pay it all off. A lot of it I feel were charges because I buried my head in the sand. I just hope I can come to some arrangement with my iva company asap.

[JuliaE]

I have posted a hardcopy of my I and E. What did you think Melanie? It is all the truth but will they accept it?

[JuliaE]

That admin, I didnt think about that. Nice to know someone is out there keeping an eye. I have so much on mind even my pupils in school think Ive gone mad..