Tomorrow

[pod_moo]

Well I can't quite believe it but tomorrow my final payment will be leaving my bank account.

I don't know whether to laugh, cry, jump up and down, celebrate or drown my sorrows. It is such a mixture of emotions. I can remember this day 5 years ago just as I was starting, so nervous for the next 5 years yet so relieved that I had done something (not yet knowing whether it was the right thing to do). I now know without a doubt that it was definitely the right thing and at the age of 32 I will be debt free. I can wipe the slate clean and start a completely new chapter. I have no doubt that I will stay debt free however whether I can remain quite as frugal is yet to be seen. Having had 5 years measured by this hanging over me helps me to remember all the amazing times with the people I care about.
It may not be right for everyone and I can't say its been easy but without a doubt it has been worth it for everything I have learnt (not just about money).
1 more sleep...

[Foggy]

Well done Pod_Moo -- the frugal ways will probably remain with you for quite a while. Hopefully you will get your completion certificate soon and can really celebrate.

Onward and upward

[kallis3]

Great news and well done on getting to the end.

[pod_moo]

Thanks both - I remember you both from right back at the start and you give such amazing support.

[Shining]

How exciting, savour that feeling and you'll be debt free, well done.

[pod_moo]

Thank you Lesley, again you have been such a support to everyone on here. I rarely post other than the odd blog but I'm always having a look through posts and it has certainly helped. (I'm also loving the pics of your new addition)

Well I woke up at 6am and the first thing I did was check the bank and pleased to say it's gone! Very odd feeling but guess more so next month when it's still sitting there!!

[lifenoteasy]

We got our completion certificates yesterday - its an interesting emotional experience.

[pod_moo]

Well done lifenoteasy, I hope your new 'chapter' goes well.

[Skeef143]

And tomorrow is now today.... [8D] It seems to have taken ages to arrive from my point of view, as we are paid the last Friday of a month, and with Easter, March's was last Thursday, but of course all the DDs/SOs haven't gone out until today!

I was going to change my avatar to the person flat out on the finish line, but I think the animal going "waaaahhh" is equally appropriate!

I hope you don't mind me hijacking your thread pod_moo, but I feel exactly the same as you with the mixed emotions. Like you say, it isn't an ideal solution for everyone, but on reflection it was the right one for me.

[pod_moo]

Ahhh that's fantastic and I don't mind at all, its nice to have a 'finish line' buddy!

How are you feeling? I feel strange as in I know something quite life changing happened today but actually nothing has changed at all!

My Avatar isn't even showing/working which is most disappointed when I finally have made it.

Fingers crossed we both get our CC's in a timely manor - I am considering framing it ha ha.

[Foggy]

A few Avatars seem to have disappeared !

[kallis3]

Some have been missing for a few days now.

[Shining]

What a wonderful weekend for some of you and so glad you've come to the end of a journey that whilst may not have always been easy, will hopefully have been worth it.

pod_moo - I go OTT with the pictures now and then but so glad you're enjoying them

[footiemad]

Congratulations Podmoo and Skeef! I'm just 2 more payments and then I'll be joining you. Don't know how I'll feel when the day arrives but I can't wait to find out. IVA's are a slog and sometimes seem impossible but the alternatives for me were unthinkable. I hope you both enjoy your debt free futures and live your lives to the max in a stress free way!!

[pod_moo]

Lesley - Not OTT, I would be posting lots as well. They are all so cute.
Footiemad - not long now for you, it will go quick I am sure.