Nationwide & BR

[Julie]

Does anyone know if Nationwide supports existing customers who go BR?

[Shining]

Hi Julie sorry I don't know but I'm sure someone who does will know xx

[kallis3]

I think you should be ok - I'm with them and had no problems and I'm sure Skippy had an account while she was BR.

[Julie]

Thanks both.. It's for someone I'm helping. Hopefully they can keep their existing nationwide basic account.

[Skippy]

I'm not sure Julie. I opened my account with them at the time they still accepted undischarged BRs, and I never mentioned the BR when I started using my old account. It might be worth an anonymous call to ask rather than take a chance.

[Julie]

Thanks Skippy - I'll try and givr Nationwide a call and let you all know the outcome.

[Julie]

An update on Nationwide - they were very helpful. They will welcome customers who are BR with basic cardcash accounts. Existing Nationwide customers will have their accounts frozen, but can open up a cardcash account as soon as they are BR and any monies will transfer from old account to new.

Hope this will help others in the future.

[Skippy]

Thanks for that Julie. It seems as though they have changed their position on BR as I know they had stopped offering accounts to bankrupts. Good news!

[kallis3]

That is good news.

[kat68]

i have a nationwide account,which comes with a debit card, i refused the overdraft.
opened for the purpose of setting up the iva. hope this is ok. they are not aware of my iva, my account was opened before acceptance.

[Julie]

That's fine Kat68 - you do not have to tell your bank you are in an IVA.[:)]

[kallis3]

Nationwide have no idea of our IVA's - our account has continued with no problems at all.

We also still have a full Barclays account as they were not one of hubby's creditors.

[Skippy]

I'm using my full Nationwide account from before I was bankrupt. They weren't a creditor and I haven't had any problems so don't worry x

[Julie]

I wish all banks etc would be as open minded. If there's no debt involved directly and you have a basic account, I don't see why there's a problem.

I'm still annoyed with the Halifax for freezing our joint account...grrrr [}:)]

[kallis3]

Exactly Julie! I get so annoyed that we get penalised for actually doing something about our debts.