daughters future

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angela18

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Post by angela18 » Thu Mar 27, 2008 7:43 pm
My daughter is thinking about joining the police when she leaves school. If we enter into an IVA will this affect her prospects?

She is only in Year 8, but if IVA accepted she will be 19 when finished... I know they check family history etc
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

pixie

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Post by pixie » Thu Mar 27, 2008 7:50 pm
Hi Ang
I can't see why this would affect her, even the police can have IVA's. They just can't go BR. She should be perfectly ok.
Pixie
'Welcome to where ever you are, this is your life you've made it this far, welcome, you've got to believe right here right now is exactly where you're meant to be'
IVA started may 07 ended dec 08
 
 

angela18

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Post by angela18 » Thu Mar 27, 2008 7:51 pm
you just worry, how your actions could affect there future
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

chris.g

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Post by chris.g » Thu Mar 27, 2008 8:15 pm
Why can't police officers declare bankruptcy? My son has shown an interest in joining the police and now I'm a bit concerned. If he does surely they can't penalise him for our br? I know they do family checks, but I thought that was just for criminal offences and charges....
It's nice to be back......
 
 

angela18

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Post by angela18 » Thu Mar 27, 2008 8:20 pm
i wasn't sure, but when you think our financial situations got nothing to do with our kids. think it may be just for to see if we're drug barons!!
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

sblack

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Post by sblack » Thu Mar 27, 2008 8:20 pm
Chris.g,

This is from a Police website, it does not mention anything about family members though.

Financial status:
Applicants will have their financial status checked.

These checks are carried out because police officers have access to privileged information, which may make them vulnerable to corruption.

Applicants with outstanding County Court judgements, who have been registered bankrupt with outstanding debts, will be rejected. If you have discharged bankruptcy debts then you will need to provide a Certificate of Satisfaction with your application.

Thanks,
sblack
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
 
 

emma_t

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Post by emma_t » Thu Mar 27, 2008 8:21 pm
If common sense prevails then surely the children can't be penalised for having parents who are/or have been in an iva or bankrupt[?]

I am sure an expert will confirm soon, but seems unlikely to affect children to me[:)]
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
 
 

angela18

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Post by angela18 » Thu Mar 27, 2008 8:25 pm
by sblack you fund that little snippet fast.. thank you

i think you're right emma, would be wrong
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

emma_t

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Post by emma_t » Thu Mar 27, 2008 8:29 pm
It would be very unfair if the actions of the parent affected the children, but I do not know for sure.
You can't help but worry about every eventuality though.....

Hope all is going well with your proposal Angela and I am sure you are well on your way to a great outcome
Emma x
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
 
 

chris.g

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Post by chris.g » Thu Mar 27, 2008 8:30 pm
sblack thanks for that. I didn't know that was the case. [:0]
To be fair, I think anyone who has gone through the distress that IVA/BR causes will be LESS likely to be open to corruption!
Another question, if you have been discharged could your app be unfairly rejected through this, even though they wouldn't admit it? [:(]
Last edited by chris.g on Thu Mar 27, 2008 8:31 pm, edited 1 time in total.
It's nice to be back......
 
 

angela18

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Post by angela18 » Thu Mar 27, 2008 8:33 pm
thanks emma, fingers crossed everything will go ok!! very scary thoughts at moment tho with all the 'what ifs'
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

mish1953

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Post by mish1953 » Thu Mar 27, 2008 8:44 pm
hi [8D] I work for the Police ... eek .. Im a systems (IT) administrator which means I have a highish security clearance - I was BR and am now discharged - Im a civilian and discussed it my HR folk before going BR. No Problems !

Just for info - every force has different rules but generally
1) They are not interested if someone in the family is BR - they are looking for criminal activity / terrorists etc more than debts.
2) If you are going to join as a copper then you need to be discharged, and show that youre being responsible.
3) I know of several serving coppers that have been BR .. and one that is still BR .. if no fraud was involved and no BRO (bankruptcy restriction order ) then most forces are ok about it.
4) Some forces only do a criminal check - they are meant to do a financial check from April this year but not all have it in place yet !

Hope this helps
Mish
Early Discharge is not an illness !
 
 

angela18

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Post by angela18 » Thu Mar 27, 2008 8:51 pm
thanks mish thats helpful
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

MelanieGiles

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Post by MelanieGiles » Thu Mar 27, 2008 9:01 pm
Your bankruptcy will definately not affect your daughter's application in any way Angela.
Regards, Melanie Giles, Insolvency Practitioner
 
 

angela18

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Post by angela18 » Thu Mar 27, 2008 9:09 pm
we're trying for an IVA melanie, will that be the same
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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