WHAT TO ASK ADVISORS?

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David Mond

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Post by David Mond » Fri Feb 13, 2009 7:32 am
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To help new posters seeking advice I suggest the following questions:

1. Do you give free advice?
2. Do you charge any upfront fees for solution offered?
3. What solutions does your firm offer?
4. At what point do you recommend any particular solution?
5. At what point do you recommend the appropriate solution to me?
6. What is the procedure of the process you recommend?
7. Are you the firm that does the procedure?

Hope the above helps.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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Beans on Toast

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Post by Beans on Toast » Fri Feb 13, 2009 3:28 pm
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That's a great post David, I think most people (ourselves included) were just happy to be told what we wanted to hear. It's a long time to be in an agreement with someone if you're not happy from the outset.
IVA completed April 2013
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David Mond

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Post by David Mond » Fri Feb 13, 2009 3:34 pm
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Thank you
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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MrsKnight

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Post by MrsKnight » Fri Feb 13, 2009 3:34 pm
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Thats brilliant! It will really help those just getting started. Well done David!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

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size5

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Post by size5 » Mon Feb 16, 2009 2:24 pm
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Just noticed this one.

I would just add that, as well as the list above, you should ask absolutely any question you think is relevant to your situation. Any debt advisor/professional worth his or her salt will probably anticipate most of your questions, but if it is important to you then don't be afraid to ask. Sods law says that there will be something you forget as well, and if there is then ring back and ask away. You will not be causing any inconvenience, indeed I would prefer my clients to ring every day if needs be rather than sit worrying or stewing about things.

Regards.
Last edited by size5 on Mon Feb 16, 2009 2:24 pm, edited 1 time in total.
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Andrew Graveson

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Post by Andrew Graveson » Tue Feb 17, 2009 3:19 pm
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Really useful stuff this David and size5.

I would add asking specific questions about different types of debt solutions (eg. IVA's or DMP's) - there's lots of ammunition within the forum on this site that could be used with technical answers from the site experts already provided.

Can the advisor answer reasonable questions?

In this way callers will be able to judge whether they're being guided by someone who can fully assess their needs rather than the callcentre type employee who advises/sells based on wide given criteria rather than specific personal knowledge of debt solutions.
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company
Website: www.brightoak.co.uk
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David Mond

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Post by David Mond » Wed Feb 18, 2009 8:13 am
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I agree with Size5 and you Andrew - posters here now have the ammunition - lets hope they use it!
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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