However you need to have a chat with an IP and give him/her details of all your personal and financial circumstances and particulars and those of your partner.
Visit www.iva.com for reviews on firms and practitioners and select one or two to have a chat with.
They will give you the appropriate advice and it is free.
Let us know how you get on.
Last edited by David Mond on Thu Apr 23, 2009 11:12 am, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Thank you David for the quick reply, also with IVA's do you have do them on your own or can you do a joint one (as in me and my partner do one toghether?)
There is no such thing as Joint IVA's. They are individual but can be interlocking so both of you can do one each.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
hiya and welcome, im relatively new on here as well, but there are some really lovely people on here that have helped guide us. i phoned a couple of companies about an iva before settling on Melonie Giles company there is a site iva.com which i visited and it helped alot. im in the process of sending all our paperwork in so early stages but getting there. Good luck[:)]
