From the IVA Council.
We are not going to give too much away as we don’t know who is asking the questions. However here are a few facts about us.
We DONT CHARGE FEES! IF we feel that (like us) someone has been mis-sold an IVA we will put them in touch with a licensed debt adjuster to help. These people have agreed that no matter what the circumstances they will NEVER charge someone more than the equivalent of 3 months IVA payments to sort the situation out. In many cases the cost is less and in some cases nothing at all. Bear in mind that the ‘Sausage machine factories have piled people into IVAs that would have been far better suited to Bankruptcy.
We may have been wrong to ‘advise’ people to stop paying their IPs until it’s clear that they have been mis-sold. This has been rectified and all further correspondence will read differently. We are a made up of a group of victims that are incensed by some of the greedy actions of IPs We are not insolvency practitioners.
We will not stop giving people a voice and a platform to seek redress. As for ‘class action’, we have a plan, it’s being put together now and as these forums are read by people that either don’t agree or understand what we are about.
It is time that the whole country was aware of the blatant and mass mis-selling scandal that has passed through the UK like an epidemic. If these companies succeed in closing us down (which they wont!) we will be up the next day under a different name, website and just carry on regardless.
If they have done nothing wrong then why are they so worried? (may be a guilty conscience?)
We have asked some of the people we have helped so far for their thoughts and no doubt they will start appearing g on the web soon.
The louder the IVA factories shout, the more attention they are drawing to the whole situation. GOOD! Let’s let them hang themselves.
The internet is a big place and whatever lies, miss information and accusations they make up about us, all they are really doing is putting doubt in people’s minds. Eventually people will realise that they HAVE been mis sold. If you owe money to your creditors HOW is it in you or your creditors best interest to pay £7500-£10k or more to an IP? Whatever mud they sling at us is just a smoke screen to hide that fact.
If you are an ethical IP and you are giving genuine advice and recommend an IVA to someone for whom it gives genuine benefit then carry on we are not after you. We are after the mass call centre IVA factories staffed by commission based salesmen and not insolvency practitioners with IPs who have been bought and paid for.
That our position and we WILL NOT BE SILENCED.
As to the question asked how qualified are we? We have all been ripped off by people with insolvency qualifications so we regard the ownership of an IP licence as no qualification at all!
Again, if you agree with us and not the REAL scammers visit
www.ivacouncil.org.uk
