Hi, I wonder if you can help with following: I have started IVA in Oct 2013 and paid off everything in Feb 2015 and having a certificate of closure etc. The IVA record will stay with credit agency until 2019 and my credit report is not good at all.
I am trying to purchase a new car as my work depend on it and my current car can't serve me any longer. As expected I have been rejected from couple of finance companies so don't want to try again. Do you have any advise for me how to go about this? Thanks
There are a few that will help with finance for those of us without a great credit rating. Unfortunately, the interest rate may be higher but hope you manage to get your new vehicle.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I would suggest speaking to a couple of leasing companies and asking what their stance is on people who have been in an IVA without you having another search on your credit record.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
