We are at month 60 of our IVA and have not had a request regards remortgage from GT.,

[Neildd37]

We are at month 60 of our IVA and have not had a request with regards getting a valuation/ mortgage statement/ remortgage ? Our annual review expenditure statement was sent back about 6 weeks ago too have heard nothing ? Is there delays with a Grant Thornton at the moment?

[lifenoteasy]

There are always delays with GT.

The best idea is get it done yourself, send in the information especially if you think that no equity can be released.

[Foggy]

I agree with Lifenoteasy. At the end of the day it has to be done and, really, the sooner the better so you know where you stand.

[bombshell]

Hey Neil, I am with GT and they are extremely slow.

I had my request to value 6 months before my IVA was due to finish (which is good for them but they took 3 months to come back to me with an answer and that's only cause I chased them)

However, as I am now waiting for my CC the best approach with GT is hound them for info...

[Adam Davies]

Hi and welcome

Chase them , otherwise there will be a delay in completing your IVA

Regards

[Eggs are ace]

hey Bombshell,

Did you phone or email GT to chase them? what would you recommend?

I am in a very similar situation

[Adam Davies]

Hi

Emails/letters can be tracked/referred to at a later date if needed, phone calls and their contents can be near impossible to prove

Regards

[Eggs are ace]

its just really frustrating when you have to wait for any sort of response, current been waiting 5 weeks.....still waiting............

[bombshell]

Hey Eggs are ace,

I would recommend emailing them. I am emailing one a month a month to chase them along. However, there reply the last couple of times have been the same and their content says my email as been logged with their closure review team and I am not required to do anything at this time.

I prefer emails and like you say they can be tracked.

[soclose]

From my experience with GT I would advise you to be pro-active regarding the equity release instead of waiting for GT to contact you. They are now operating an estimated 6 months closure period from when your IVA gets to the closure team. Any delays in completing your IVA such as outstanding equity release will only extend the time taken to get your CC.

[Eggs are ace]

I've been waiting for a reply after sending my documents in 5 weeks ago, got the standard 'we've received your email' response.

I gave them a month and now am chasing them up, I dont think there will be an extension based on equity and it even states in my IVA that it is thought that the property will not have any equity, so I am hopeful.

I would just like to know!

[lifenoteasy]

Hi

See https://www.gov.uk/government/publicati ... april-2015 - it proves that complaining can work.