Yes -- It was great to make that final payment, greater still to get the completion certificate -- but the BEST bit was coming off that darned Register ... sort of no longer an insolvent.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I agree it's not nice and throughout my IVA it was my one bugbear, I just wanted to be off it. The register should not be a public document in my opinion
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
don't forget welshwiz though my understanding is that it won't come off the register until the 6th year anniversary. it also stays on your credit records but just says completed until the 6th anniversary !!!
Hi crazyjoe90. The entry comes off of the Insolvency Register (this is the one open to public scrutiny) 3 months after formal completion. But, as you say, remains on the credit reference agencies files until the 6th anniversary (assuming formal completion).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I maintain that it is a disgrace that this is register is so publicly available - and mention this to the Insolvency Service every time I am in their company.
Sadly, it will probably take a case of domestic violence, or worse still - actual death threats to individuals working in sensitive lines or professions - before anyone takes in the damage this can cause to folks who have chosen to repay their creditors.
Ah right so it will come off the register after three months of completion regardless of how long you've got left on it ?? and your right Mel....once it is paid off that should be it...you have paid back your debt to everyone's satisfaction that should be the end of it !!
