font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy
As long as there are no lies made in a speculative claim there is no fraud. If the claim isn't valid it will be refused.
You cannot be 100% sure you were not mis-sold PPI until you ask. Many people don't even know it has been slipped in and some who even asked for it, didn't need it, or would have found it would not have paid out if required, and that, as per the F.O is mis-selling.
But if you were adamant that you bought your ppi policies willingly and fully understood all the policy conditions,surely to God you cannot be forced into lying and aiding these `companies` to attempt to commit fraud?
As I posted, not all ppi has been mis-sold,
Some people may/will have actually understand the cover levels and conditions of the insurance policies and wanted them, in any such situation they shouldn`t have their IVA completion held up indefinitely and their lives put on hold even longer just because some incompetent ambulance chasing leeches are after a few quid more at their expense.
In such instances surely you cannot be forced into signing claim authority forms.
I wonder what a solicitor would say if you asked their advice on the matter in such circumstances.
Even worse are the cases where people who know they have never taken out any ppi are having to wait indefinitely for IVA completion and closure, having been bullied and threatened into signing claim authority forms whilst these useless morons pursue claims that don`t exist.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Eric Cantona