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Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Well .. three months to the day from the issue of my certificate of completion .. I am finally off of the Register. A step nearer normality [:o)]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
MelanieGiles
Industry Expert
Posts: 47612 Joined: Tue Jan 09, 2007 10:42 am
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It couldn't have happened to a nicer bloke! Champers tonight?
Regards, Melanie Giles, Insolvency Practitioner
olydak
Posts: 235 Joined: Sun Aug 21, 2011 2:33 am
Location: United Kingdom
Pandy
Posts: 1987 Joined: Tue Jun 08, 2010 5:49 pm
Location: United Kingdom
At long last, well done Fogster, think you deserve a bit of the falling down water tonight
If life is what you make it, I must have been in a strange mood when I made mine
Til
Posts: 845 Joined: Wed Aug 06, 2008 12:04 am
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Til » Thu Apr 10, 2014 6:02 pm
Huge congrats Foggy
can't wait to be able to say the same x
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr
IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
MerlinL14
Posts: 1626 Joined: Sun Oct 30, 2011 2:44 pm
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Congrats Foggy.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Thanks all. It'll be a while before the CRA files saga begins, but, to be honest, they are of little import in the grand scheme of things as obtaining credit is the last thing in mt "to do" list.
The biggest bugbear of the whole IVA process was being, effectively, on public display due to that darned Register. Fortunately mainly only those "in the know" find it and it's information, but it's always lurking there, in the background !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
welshwiz
Posts: 531 Joined: Sat Dec 29, 2012 4:13 pm
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ivamess
Posts: 253 Joined: Wed Feb 05, 2014 2:02 pm
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Well done Foggy. Total inspiration to those of us who are just starting out!
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Great news foggy .... The credit files will happen !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
Christabelle_sparkle
Posts: 447 Joined: Sat Jun 26, 2010 10:51 pm
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Congratulations Foggy.
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
Rubyred
Posts: 50 Joined: Sun Oct 20, 2013 9:34 pm
Location: United Kingdom
That's awesome news! Well done Foggy:)
Having dreams doesn't cost a penny and keeps you going
Iva completed 14 months early!
wiggle1
Posts: 600 Joined: Fri Jan 27, 2012 7:09 pm
Location: United Kingdom
Congratulations Foggy.
Life after IVA is wonderful.
Goosed
Posts: 953 Joined: Tue Jan 19, 2010 8:40 am
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Congratulations Foggy.
It may have been a long road, but it`s all been worth it eh?
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Eric Cantona