Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Each agency only holds and reports information given to them by the creditors who use and report to them. It is worth checking all three in case there is a creditor who simply does not report to Experian who has reported to the others and not dealt with it correctly.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Also as advised by the pro's I checked the other 2 agency's which weren't quite as high but both showed a good rating higher than their benchmark for the nations average score.
Noddle had hardly any historical stuff showing but as I've never checked it before I don't know if it was ever there or has been removed or not so many report to it.
Equifax was only adversely showing the IVA as completed but no mention on the other 2 sites.
The dates for the IVA were all correct on Equifax so I probably need to ask Foggy or another expert how I get it shifted?
IVA completed with StepChange.
Last payment Sept 2016 CC Oct 2016
Hi Luna .... if they are showing the IVA as completed correctly and they have the correct start date of more than 6 years ago, it should be removed. I believe they have a "report an error" section on the website, so drop them a line requesting it's removal. They might ask for a copy of the completion certificate, but, as it has obviously been reported to them already, should be okay with it.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Unfortunately that's the way the cookie crumbles - it does normally take three months depending upon who picks up the paperwork.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
