Last payment tomorrow 😊

[Jo.58]

Hi all
Just wanted to say last payment goes out tomorrow #128522; where have those 5 years gone.

Hopefully will all go smooth and will get the cc soon (will celebrate then)

#128522;

[Jo.58]

Just noticed under the name it's says I've Completed [:)]

[plasticdaft]

Great news. I know it wont be done until the cc arrives but the last payment going out is well worthy of a small celebration!!

Well done on what would have been a testing situation at times no doubt.

Paul

[Foggy]

Well done Jo -- yes the 5 years do slip by, looking back

[Michael Peoples]

Congratulations from me too.

[Lisa Thomas]

Well done JO - best of luck for a debt free future.

[Jo.58]

Thanks all, yep been ups and downs and lots of mixed emotions but looking back it's gone really quickly (scary) when you first start out you think 5 years! But it's worth it taught us a lot and this site has been invaluable over the years, so thank you all for your time, encouragement and support. So glad I click on this site when I first started out looking for info and I'm not sure if Mel comes on here anymore but a big thank you to her for getting us started on this journey
Keep up the good work guys and I will let you all know when I get the cc
Jo x

[kallis3]

Brilliant news Jo - really pleased for you.

[Michael Peoples]

I still keep in touch with Melanie so I will pass on your thanks to her. I am sure she will delighted for you too.

[Goosed]

Well done Jo,

It's a great feeling isn't it?

Best of luck for the future.

[MelanieGiles]

Jo

I do look onto the forum quite regularly, but haven't posted now for almost two years.

I remember you very well, and am delighted to hear that you are almost at the end of your IVA journey. I was very happy to have acted for you in the early months of the IVA, and send you my very best wishes for the future.

[kallis3]

A big warm welcome back Mel! Great to see you again.

[MelanieGiles]

Thanks Kallis

Must admit it does seem very strange posting again on the forum - and I have to admit it's taken me all evening to remember how to do it again!

I hope that I will be able to continue to make the odd valuable contribution to the forum into the future.

[kallis3]

Please do - you have been sadly missed by so many of us.

[Jo.58]

Thank you Mel
I remember when we first started on this journey you did ask me if my avatar was of my dog lol, unfortunately at the time I had not long lost my dear old dog but now happy to say I finally got a new puppy for my 50th birthday. We can start our new chapter with a new pup and our 2 year old grandson!!
So thank you again for all your support, understanding and help [:)]