What do I need to do about defaults on my credit file ?

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Julie.30

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Post by Julie.30 » Sat Jul 12, 2014 1:49 pm
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I had a full and final offer accepted on 28/05/2014. I received my completion certificate from Clear Debt on 10/06/2014 as all PPI claims had been investigated. I have been told to expect my name to be removed from the Insolvency Register on 10/09/2014. What do I need to do in relation to my Credit File in relation to all the defaults on there etc
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Foggy

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Post by Foggy » Sat Jul 12, 2014 2:17 pm
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First of all -- Congratulations -- well done :-)

Useful info here:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Sun Jul 13, 2014 9:08 pm
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Your defaults will drop off at the 6th anniversary of when they were entered .... If there are any with dates after the start date of your iva then write to the relevant creditor with a copy of your completion cert and ask them to amend their records and your credit report ....
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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