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Prime
- Posts: 1
- Joined: Thu Jul 31, 2014 7:59 am
3 weeks before my creditors meeting to vote on my IVA, Halifax has frozen my current account and saving account without notifying me. My Salary has been returned TO MY EMPLOYER without my knowledge
As my account has been frozen, all my direct debits are now void.If only Halifax notified me I should have an alternative way to overcome all these probleme of direct debit. Is Halifax is liable to any negligence please?
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Adam Davies
- Posts: 14596
- Joined: Thu Mar 29, 2007 12:21 pm
- Location:
Hi and welcome
Usual advice is to open a new bank account prior to an IVA application because, as has happened in your case, as soon as a creditor is notified of an IVA they will/may withdraw the facility
Look to open a new account asap with a non creditor
Regards
Andam Davies
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TzeKin
- Posts: 157
- Joined: Mon Jan 20, 2014 12:03 pm
When banks hear about the iva incoming at them they act quick and can freeze accounts and take what they can.
Your ip case support officer should have told you set up New basic bank accounts as a first step.
And No,Halifax isn't been negligent.Some banks might contact you BUT not all.
I suppose they are taking advantage of the element of surprise as you had handed them with incoming iva announcement.
They didn't take your salary so that is a plus point.
