I have terminal cancer. How will this affect IVA ?

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Iandj2

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Post by Iandj2 » Sat Oct 11, 2014 12:48 pm
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I have terminal cancer. How will this affect IVA ?
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Foggy

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Post by Foggy » Sat Oct 11, 2014 12:57 pm
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Sorry to hear this. Depending upon the actual prognosis and how long you have been in your IVA your creditors might consider accepting payments made to date as full and final settlement.

I would suggest a full and frank discussion with your IP direct.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Struzzo39

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Post by Struzzo39 » Sat Oct 11, 2014 3:05 pm
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So sorry to hear your news. I hope you get this sorted soon.
Steven & Debbie
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Michael Peoples

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Post by Michael Peoples » Sat Oct 11, 2014 3:20 pm
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Definitely speak to your IP who will be able to help. The IVA is the least of your concerns now and I agree that an early closure seems appropriate.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Shining

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Post by Shining » Sat Oct 11, 2014 8:14 pm
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I agree the IVA should be the least of your concerns, talk to you IP and hopefully this can be closed to let you concentrate on other things. xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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plasticdaft

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Post by plasticdaft » Sat Oct 11, 2014 8:36 pm
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Nobody should have to be concerned with debt while dealing with a serious illness,even more so when a terminal diagnosis has been dealt.

Discuss this with your IP,clearly they will require consultants and gp's letter confirming whats going on but an early closure is very possible.

Good luck.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Blueskies

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Post by Blueskies » Sat Oct 11, 2014 9:13 pm
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Good luck in your discussions with your IP. Thoughts with you otherwise as well.

Take care x
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wiggle1

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Post by wiggle1 » Sat Oct 11, 2014 10:22 pm
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I do hope your IP will give you the solution you need. My thoughts and prayers are with you.
Life after IVA is wonderful.
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luluj

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Post by luluj » Sun Oct 12, 2014 10:00 pm
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So sorry to read of your ill health ... as others have said your iva is not important right niw ..let your IP resolve with your creditors and hopefully they will agree to payments to date. Spend your time with those around you that love and care and try not to worry over this x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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