Credit Cleanup quick question

[Til]

Hi everyone

This is probably an easy answer one but can anyone tell me:

Is it worth writing to a creditor that has wrongly defaulted me, prior to us receiving the Certificate of Completion?

We've only just made last payment so CofC could be a way off yet and I haven't done the 3 full credit agencies yet but noddle show one company has defaulted us on the wrong date.

Just wondering if it's worth writing yet or should I wait for the CofC?

Thanks

[Shining]

I think I did and it was corrected, a while back now for me so hopefully someone else will be along soon.

[mole]

Hi Til, not only do you not have to wait until your completion certificate, you don't even have to wait until the end of your IVA. See my thread

http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=66599

[Til]

Oooo thanks tonnes Mole I feel a letter coming on.

[plasticdaft]

Defo start chasing these up right away. I'm still trying to sort out an egg loan default. Everything else is clear barring the one wrongly dated default by prudential banking(egg).

Paul

[skint til payday]

I had the same issue with Egg on a credit card and Egg loan, They sold both on to a company called TTI from what I remember. I eventually had to call both Experian and Equifax and asked them to look into this (they were in fact very efficient) and after a few days they got everything updated and because I left mine until after my IVA was completed they were able to remove them all too. Good Luck and just persist with them.

[Ryan]

Hi,
Definitely do this now. There is no reason to wait.
It will also ensure you start on the way to becoming creditworthy again.
Good luck with getting the files clear, ensure you get all 3 credit reporting companies reports, so you know who get the full picture.