Credit ref agency help

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john.jk

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Post by john.jk » Wed Oct 22, 2014 8:41 pm
Now my Iva is complete I have done a basic credit check
There is only a couple of the company's involved showing on the credit credit check
Am I correct in thinking those not showing are now removed all together from my credit file ?
There are 2 showing as settled and 1 showing as default
Just a bit unclear on why most have not shown anything and a couple show settled ?
 
 

luluj

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Post by luluj » Thu Oct 23, 2014 5:13 am
Check all 3 credit agencies ...Noddle, Equifax and Experian ... they sometimes hold different information about you and need to be checked thoroughly.
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TzeKin

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Post by TzeKin » Thu Oct 23, 2014 2:24 pm
After 6 years in the normal 5 year terms all Iva related account entries hit the ground....all gone!I guess your 6 years may not be up?
I signed up to all three Credit agencies once for a while and kept an beedy eye on it till all Iva account traced removed.

You don't want any of that on record for future lending or job vetting...for me worse than a permanent stain on a white dress
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