Slightly confused about varying accounts of what happens when I pay more than claim amount.

[climbing that hill]

Hi All

I started my IVA back in 2012 and over the past few years with pay rises etc i have been upping my payment by nearly 3 times.

My question is that if all my debt was £32000 and the agreed claim is £23.672, if at some point i go past the agreed claim amount i have paid out of my account, does this mean i have a chance of a full and final? Or do i keep going until the full amount has been paid off? I find the information i receive from the IVA group i am with a very unspecific in telling you this info, the 1 thing they did say is that if by debt is £32.000, i will never pay more than this amount from out of my account, is this correct?
A slightly confused member.

[Pandy]

You owe the full debt plus fees until the end of your IVA, when anything outstanding gets written off. So if your debt was 32,000 you will pay that plus your IVA company fees, that figure should be in your chairman's report.