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Louise.w
- Posts: 1
- Joined: Tue Oct 28, 2014 1:23 pm
How might an iva affect my husband's credit rating. We jointly have a mortgage whereby all payments are up to date and wouldn't be part of iva.
Also, if we remortgage with the current lender at the end of our two year term, would an iva in my name mean that our new rate would be affected?
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relieved33
- Posts: 1166
- Joined: Mon May 18, 2009 7:22 pm
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You will be unlikely to get a mortgage whilst in an iva. You will have an allowance for your full mortgage payment though and any saving would have to be paid over as extra disposable income.