After paying a f&f in July of this year, I received my completion certificate yesterday, which was a great surprise, as I really expected to wait at least the stated six months. Thanks to all on the forum for their support, particularly Foggy, who has a wealth of good advice. I've still got to wait 3 more years until all the reports drop off my credit file etc, but the hard work is now done and I will never make the same mistakes again. Good luck to those starting out, its a daunting prospect but well worth doing and a great learning curve, use the forum for all your worries and wobbly moments!
Iva firms cannot be fairly judged by the time a certificate issued.
It wouldn't even be a performance target in their business plan.
The issuing of the c.certificates is the easy part in managing the Iva.
DFD features a lot here on THAT subject probably because they are a very popular Iva firm with and has the old clearstar customers.
Maybe 2 in 5 Iva are managed by DFD.
No real issues with DFD....a very successful business and that is how it is seen.
Last edited by TzeKin on Sun Nov 16, 2014 2:24 pm, edited 1 time in total.
