Hi, is there any way we can get a joint mortgage while I am in an IVA ?

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edbling

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Post by edbling » Sun Nov 23, 2014 11:08 am
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Hi, I am in an IVA. I have around 2 years left to pay, my partner has no debts and her credit history is excellent. Is there any way we could get a joint mortgage, even with my circumstance?
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ilikewatch

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Post by ilikewatch » Sun Nov 23, 2014 11:48 am
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Bear in mind that as soon as you take any joint financial product you will become financially linked and you partners credit rating will be trashed.

Also, no - there isn't a hope in hell that you'll get a mortgage whilst in an IVA.
"If you think it's expensive to hire a professional to do the job, wait until you hire an amateur."
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Foggy

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Post by Foggy » Sun Nov 23, 2014 11:50 am
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As above. You will not get a mortgage, in the current market, with an IVA showing on your credit files. And, also as mentioned above, avoid any financial connection as well.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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