It's now well over a year since I made my final payment to DFD. After no end of promises, still no sign of a completion certificate.
The only thing that could be holding the process up is the PPI/EIF saga. I rang EIF to see how things were going and after a few standard security questions, a very helpful young lady informed me that all PPI investigations regarding my case were concluded last February.
WHAT!!!!!!
I'm fuming. Final proof that DFD are just dragging their feet.
Hi Broke n down,
Please drop me an email (address is in my profile), with all your contact details and I will get in touch to discuss your issue further.
Look forward to speaking to you soon.
Regards,
Evette
I've got a question on this - once final payment is made can creditors still grab any windfalls that turn up between final payment and certificate of completion?
Some, more enlightened, firms will absolve you from such responsibilities if there is a longer than usual delay due to PPI, however an increasing number will not.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi Broke n down - I really feel for you, a year is far too long to wait for your completion certificate even with PPi claims. I recently found this article from Oct 2014 which you might find interesting and helpful http://debtcamel.co.uk/iva-completion-certificate/
Good luck getting your certificate quickly.
IVA started Jan 2012
Last payment made June 2014 @100p
Completion certificate received Sept 2014
Dear Broke n down,
Please contact me directly via the email address in my profile. This will allow me to discuss your issue in further depth as a response was issued on the 9th December.
A big thanks to Evette for pointing the "cattle prod" in the right direction. I have received my completion certificate and final report by email, the hard copies are in the post.
