I was due to get paid today, surprise surprise, it didn't turn up. Not a problem, as my car payment doesn't go out until tomorrow.
Unfortunately, it looks like my employer has put my wages into my old account that is included in part of my IVA. I was told by the admin girl that this was the case, and they would put my wages in the correct account and then recall the BACS payment from the old one.
I called Lloyds (IVA account) and they said they have not received a payment. Can they lie? Is it possible the money has gone into the account and they don't want me to withdraw it?
I hope this made sense, im having a panic attack at the moment!
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Lloyds would not lie - it would not be ethical for them to do so. It could be 'recall' of payment has kicked in and money directed back to employer for payment to correct account.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Very likely that it will be returned by bank next day as the account is probably now flagged as closed for any transactions.
Let's hope your company pay you into the correct account today
It's a total pain. My situation is different as I freelance and it is amazing how often people "forget" to pay me. It throws my whole budget into a huge mess, means I cannot pay bills and is generally frightening. ALthough different, I think there should be a rule that you HAVE to pay on time if you employ a freelancer.
Grimswold - I really know that feeling at the moment.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
