I am just waiting for barclays to take me off the credit file as I have been on there longer than i should have been barclays were in my iva they should of taken me off a year and nearly 7 months a go thats when my 6 years was up this has not happened for me I feel I have done everything I can i never thought barclays would leave me on there this long its just so wrong its just the waiting game now to come off has anyone else been in a similar situation to me.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
Hi Sharon. You will need to send them a copy of your IVA Completion Certificate and ask them to update their records. You may also want to check that your completion has been registered by the Insolvency Service here: https://www.insolvencydirect.bis.gov.uk/eiir/
and with the main credit reference agencies like Experian etc.
All depends upon when the original default was dated --- it will drop off 6 years after that date and Barclays should have used a date on or around the start of the IVA.
Hi Lisa I have already sent them a copy of my certificate and a copy of my Experien to show barclays is still on my credit file the date showing on my Experien is November 2009 I started my iva in august 2007.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
Yes foggy it should of dropped off after 6 years but it didn't everything else came off the credit file apart from barclays now I have spoken to the ombudsman service who are dealing with this now I was told it would be removed after 28 days and that barclays have made a big eerror the ombudsman are going to contact barclays again to find out when barclays are coming off the file it could be this month or next month.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
I have just spoken to barclays again and they say they have removed it but I have been checking my experian and its still on there so they are reopening my case and they are going to investigate it again.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
This effecting me because I tried to open a new bank account last april I was declined because of barclays still being on my credit report I have to wait for barclays to drop off my credit file so I can do this I have been waiting a year and 7 months to do this and still I cant get a credit card either.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
Hi lisa barclays have now told me that I owed nothing to them in the iva and that they closed my account 2 years and 3 months after my iva started as far as i know they are on my list of creditors that i owed money to I know that I owed money to them i know they didnt take any money from the arrangement barclays are not going going to remove me at the moment they are insisting I wont be coming off until november 2015 but the ombudsman are still investigating.
Last payment made August 2012 Certificate of Completion recieved 15th of Novenber 2013.
I just checked this again and my name has appeared back on it! I searched a couple of times before and it had disappeared so can't quite understand it. Hopefully it will gone once I receive my completion certificate.
