Could you tell me how much my wife would have to pay towards my iva as she is due to have an interview for a cleaning job and is considering if it is worth it as she will start work at 5 am for a cleaning job Kind regards
It depends on which company you are with and how household income is worked out.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
It is normally 50% of the increased surplus income after allowing for any increases in the cost of living and the costs of the job. It usually does not need to be addressed until the annual review but double check with your own IP.
If the IVA is in your name only they can only increase the IVA payments by half of your share of increased surplus income. Send them an email first for confirmation.