I recently settled my IVA early and have since tried to get a mortgage/Remortgage to no avail. I have a large deposit and have an existing Mortgage. Is there a company that specialises in People with past IVA?
Look at the experts tab and contact Ryan at Zebra. Ryan has successfully helped a number of forum members over the last few years make that step onto the property ladder. We also have Shaun who posts occasionally
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
I think it will be difficult until the iva is cleared ftom your credit file which is 6 years from the start of your iva irrespective of whether you settled early.
It will depend on a number of factors.... a large deposit may help the situation ... Ryan will be able to guide you through this and give you the expert advice that is needed ... fingers crossed.
Foggy ... I need to work out how to cut n paste whilst on my phone the links lol ! Thanks for sharing them.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Hi,
Obtaining a mortgage whilst the IVA is still showing on your credit file is more difficult, but definitely possible.
I would need to know more in depth information to advise you further.
If you would like to get in contact i would be happy to look in to this for you.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?