My IVA finishes in OCT 2015 so I have 6 more payments to make...My dad has offered to give me some money in order to clear the IVA 6 months early...Is this advisable? Or should I just sit tight until OCTOBER and keep paying?
Sit tight unless there is another reason why your cc is needed.
It takes 2-3 months to go through process to make offer.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
I, too, would say sit tight. By the time a variation is processed you will be nearly there anyway ( it would also cost either you or your creditors). Dad can always assist with some of the shopping in the meantime
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi Gaz - I agree with the others - by the time the Variation meeting is called and held you will only have a couple of payments left to make - it's not worth it - continue as you are.
Hi Gaz, I finish my iva next month and I too contemplated on doing a f & f last October but decided just to run in course and sit tight. I've been on mine for six years.
Well done on getting this far
IVA commenced April 2009 and completion certificate issued on the 25th August 2015..