Hi experts, my IVA started in march 2012 but early finished after 2 years, i received IVA certificate of compliance on july 2014.
My question is can i apply for mortgage now, my friend abroad helping me with a healthy deposit, i can pay roufly about 50% deposit, do i still need to pay huge interst or can i get normal interst from market.
Thanks
The IVA will stay on your credit files until 2018, so any mortgage before then would be at higher rates and would probably need the help of a broker experienced in adverse credit.
We have two brokers who post regularly here: Ryan and Shaun. You can find their contact details under the "Ask a Question" tab (top left) and scrolling down to the Experts Details section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
