Creditfix review I&E form

[flossom]

Hi,

We are due for our review in just over a week and have emailed CF for a form and details of what we need to send but no reply. I know from previous posts I think they need p60, 6 month pay slips and 6 month bank statements is that right? Would anyone have a copy of the I&E form to look at as I believe they are a lot different to PJG ones? Or would it be cheeky to send in a PJG one!

Thanks

[hubert]

I got one last year and posted it here.

Here's the link http://postimg.org/image/jp1o6ct9l/

May have changed now.

I had to supply 6 months bank statements and payslips.

[flossom]

thank you hubert, thats great!

[ridingthestorm]

No P60 requirement. But as Hubert has said only 6 months of bank and payslips. I scanned all mine in and emailed the lot

With regards to the I&E I just copied my PJG onto the form and added boxes for allowances that were not on CF forms. Make sure you use ALL your allowances

[Jay C]

I just completed my first review with creditfix, third review overall, was with PJG.

6 months wages and bank statements, emailed on Friday, done by Monday afternoon, no drama's so far.
Pleasantly surprised, and relieved.

[flossom]

thanks all…good to hear that the review was completed so quickly Jay C. Hope we have the same experience

[SUC]

Where do you get a list of allowances entitled. I'm doing mine now and just using last years as a guide, as there are so many variables

[flossom]

SUC I'm just using allowances agreed at the start of the iva and if anything has altered provide proof. Luckily none of ours have changed just income and will be expecting a payment increase

[hubert]

Bear in mind, that your payments to the IVA can only increase by 50% of the additional surplus. According to my T&Cs anyway and I think it's standard.

Meaning if your original payment was £300 and this year you have £100 extra income, you'll only pay £350 not £400. Check carefully, don't lose out!

The purpose of this clause is to encourage you to see out cheaper deals on insurance, cable TV etc... And to encourage you to go for pay rises. If the IVA took everything why would you bother?

Good luck [:D]