I have been made bankrupt by my IP over a year ago. They don't let me get out of it, because they want to increase the cost. What legal point shall I use to be able to discharge?
Could you provide some more information as it is not clear from what you have said what can be said to help.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
I'm slightly confused with your question but will try to answer anyway. It sounds like your IVA failed and you were bankrupted as a result? Bankruptcy ends after 12 months (as long as your discharge has not been suspended for non co-operation). However, if you have disposable income available and an Income Payment Agreement or Order has been put in place then this will last for 3 years (as long as your circumstances do not change) despite any discharge. Perhaps this is what you are referring to? Either way, even if you are discharged this does not mean that your Trustee finishes their work, your case may still be live while they deal with it but you are released from your obligations.
