30 times monthly payments (42 if equity in house involved).
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Hi Jamester. By my calculations you have £5400 left to pay if no equity or £7,200 if 12 month extension applies. If you are able to prove no equity applies then I would offer c£4 - £4.5k. You will saving on 3 years administration costs so they should take this into consideration.
