Having had a phone call on Tuesday last week to say that all the PPI had been sorted out and that i should expect to receive my completion certificate in a week or two i was elated when i got home from work on saturday to find my final report to creditors together with my completion certificate[:D][:D][:D]
It is the end to six years of rehabilitation, but i have come out the other end a far better person with regard to money management. I have to say that i have been very fortunate to have a very good IVA company benhind me namely Debtfocus. However my comfort blanket has for a very long time been this forum.
The advice and guidance given is top drawer and knowing there are other people out there experiencing the same things as you are makes living in an IVA more bearable.
The forum has become addictive over the years and reading all the postings especially Michaels, Foggys etc has meant that i have learnt so much, so thank you guys, but I will still be looking in.
Good luck to everyone there is light at the end of the tunnel and when you reach it... you are debt free.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk