Remortgaging is almost impossible but if you contact Shaun Vickery from Select you may find a suitable secured loan. His details are in the experts section.
It is put in so that if house prices rise, you may be able to remortgage in the future. Some IP firms also ask you to go down the secured loan road.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
There was a time when remortgaging was available to those in an IVA -- and, I guess, the creditors leave it there in case that time comes round again ( as these things have a habit of doing).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014