Just had nationwide on the phone got an appointment to go tomorrow 3.30 to apply for a current account at the moment only got a card cash account with lloyds. She said if l get turned down l carnt get an basic account with them which l thought l could do. My 6 years are up today with the iva so don't know how long it takes to come off your file. She said there be an credit check for the current account don't know if I'm doing the right thing trying. As anyone on here managed to get an current account with nationwide or any other bank after an iva.
Have you checked to make sure the IVA has dropped off today?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I've looked on the noodle one I'm on through callcredit and it's still showing on but as completed. Which it's been like that since June. I'm just scared of going through with this bank and them doing a credit check turning me down and it been on my credit file think that's why I'm in 2 minds what to do.
So looks like going for it and keeping my fingers crossed that they use an agency my iva as come off. Suppose if l don't get it l could just wait 6 months and hopefully build my credit rating up and try again.
Yes, they can say different things - my IVA does show as completed but I do have a default on one record (really must get it cleared!) so hopefully you will be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
