I am suffering with mental health problems and now being threatened with bankruptcy.

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Lyn.c

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Post by Lyn.c » Tue Nov 24, 2015 8:51 pm
lm in a iva at 650 per month im suffering with mental health problems thes stress is making things worse they are now treatning me with banrup cy
 
 

plasticdaft

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Post by plasticdaft » Tue Nov 24, 2015 9:02 pm
How long has the iva been running? Do you have anything to lose by going bankrupt?

Which company are you with and why are they threatening BR?

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Lisa Thomas

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Post by Lisa Thomas » Wed Nov 25, 2015 9:19 am
Sorry to hear you are poorly. In addition to the questions above - how long do you have left running on your IVA? Do you have anyone who can help you liaise with your IP?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

lifenoteasy

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Post by lifenoteasy » Wed Nov 25, 2015 9:46 am
If you are receiving support via a CPN etc. make sure you mention this as they may be able to point you in the right direction for support.

Also speak to the CAB.

If your mental health issues are documented make it clear to the iva company what they are especially if your capacity to consent is variable.

Unfortunately there is an element to all this where you have to find the strength to work this through unless your issues are so severe that someone else has lasting power of attorney for you.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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